These are some of the habits I've used to save on expenses. It is in a list form, because I tried not to use "I" too many times, because I realize many people are doing this
and have these ideas and more.
No cable T.V. and no land line.
Keep the car a long time.
Purchase used books, use the library, and sometimes sell popular paper books back to the used-book store for an in store credit.
Use Netflix, unless it's a great movie like Lord of the Rings.
Shop at vintage and second hand stores.
Buy secondhand, paint it, and make things.
Learn to repair everything in the home except for electricity and major plumbing. "You Tube" is really handy.
Live in an older neighborhood in a smaller house with no HOA.
Frugality. We buy a chicken for dinner once a week. The next day we make sandwiches from the leftovers, and then that night we boil it down to make broth for soup and meat for enchiladas.
We eat apples, bananas, strawberries, oranges, pineapples, and fruits and vegetables that are on sale at the health-oriented grocery store that has the least expensive prices. I also know which fruits and vegetable should be organic. If American fruit or vegetables are on sale but the organic are not, I buy American because they use less chemicals than foreign sources. (A California source has to be safe. LOL with the warnings on everything!)
For general groceries we buy from the store that gives a discount at the gas station.
I generally don't clip coupons or use my phone for discounts, because I don't use most of the items for which coupons are offered, but I am signed up to get the occasional five dollar or ten dollar coupon off a fifty dollar purchase.
Use Target's 5% discount
The Farmer's market is not a deal around here. Where we use to live, the church ran a farmer's market every other week that charged a flat rate of ten dollars for two variety boxes of produce. We use to split it with my sister or our neighbor because it had more produce than we could use. The cost ended up being five dollars. The church used the money it collected to run a food kitchen.
For specialty food items we go to the Chinese grocery store or the Mexican grocery store, because those items are less in their stores. It helps that we live in the city, because these places can be worked into our daily route to and from lessons and classes.
Generally, we don't buy junk food. If we want something sweet, we bake.
Grow a garden... I am new to doing this in the desert.
I have two citrus trees so far: a lemon and a tangelo.
Buy cereal on sale, otherwise eat oatmeal, eggs, or a shake. We buy a gluten-free protein mix that can be added to one's "milk" of choice. It comes in a large container and lasts a long time.
Instead of buying flowers, place fruit in pretty bowls or cut branches or flowers from trees or bushes.
My spouse and I buy a few outfits and we wear them awhile. We allow my daughter to purchase the clothing she wants, but she has a monthly clothing allowance.
She is pretty good at making some of her own toys.
For something special we buy from a local bakery store, or if we have to eat out for a special occasion, we choose a family-owned, restaurant in our neighborhood.
Don't use credit.
If we take a trip, it is usually driving distance.
We hike instead of belonging to a health club, but we pay for children's classes like dance. It gets difficult when it is hot, because we don't have a pool here.
I'm probably missing something here? I realize some people are pros at this. What do you do?